Knowing Your Medical Records

Many people do not know about the Medical Information Bureau [“MIB”]. The MIB is the world’s largest insurance reporting agency representing at least 750 insurance companies. It collects and provides data on consumers  to MIB members for underwriting purposes. While the MIB collects much data on people, its main function is to accumulate people’s medical information. It is crucial that a consumer knows what is in his or her record and if there are errors, they potentially can be fixed. We strongly recommend that every consumer order a copy of one’s MIB file once a year, which is allowed. Call 866-692-6901 or visit the website, http://www.mib.com/html/request_your_record.html. If an error is found, a consumer can fix it by asking for a REQUEST FOR REINVESTIGATION FORM and specifying the disagreeable record. The MIB may require certified records from doctors. If not satisfied with the outcome, one can submit a statement of dispute that becomes a permanent part of the MIB file.